{"id":450,"date":"2021-12-04T11:02:58","date_gmt":"2021-12-04T11:02:58","guid":{"rendered":"https:\/\/uhrc.in\/wordpress\/?page_id=450"},"modified":"2023-09-15T21:04:06","modified_gmt":"2023-09-15T21:04:06","slug":"community-collective-savings-and-social-resilience-funds","status":"publish","type":"page","link":"https:\/\/uhrc.in\/uhrc\/community-collective-savings-and-social-resilience-funds\/","title":{"rendered":"Savings &#038; Loans"},"content":{"rendered":"\n<ol class=\"wp-block-list\">\n<li>UHRC stimulates and encourages a community group-based savings and loan system which also contributes to enhanced self-reliance of the group and the community.&nbsp;Realizing the importance of ready source of money, slum women save in collective pools of fund.&nbsp;&nbsp;<\/li>\n<\/ol>\n\n\n\n<ol class=\"wp-block-list\" start=\"2\">\n<li>A group generally has 10 to 12 women as members. UHRC\u2019s social facilitators provide them training of bookkeeping and maintaining accounts registers and individual passbooks.&nbsp;&nbsp;Passbook of each group member records her contribution, loan, repayment of loan, outstanding loan.&nbsp;&nbsp;<\/li>\n<\/ol>\n\n\n\n<ol class=\"wp-block-list\" start=\"3\">\n<li>The rules regulations and all financial transactions are documented at group level. They are printed\/photo-copied and pasted the group\u2019s register. A general set of rules are also printed on the back-cover of passbook.&nbsp;&nbsp;<\/li>\n<\/ol>\n\n\n\n<ol class=\"wp-block-list\" start=\"4\">\n<li>&nbsp;The community revolving fund (as it is referred to in the National Urban Health Mission) is utilised for loans to serve medical expenses, preventing school drop-out, house improvement (e.g.&nbsp;constructing low-cost toilet), repaying money-lender debts and other needs of slum families.&nbsp;&nbsp;<\/li>\n<\/ol>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"525\" src=\"https:\/\/uhrc.in\/wordpress\/wp-content\/uploads\/2023\/09\/Women-savings-700x525.jpg\" alt=\"\" class=\"wp-image-916\" srcset=\"https:\/\/uhrc.in\/uhrc\/wp-content\/uploads\/2023\/09\/Women-savings-700x525.jpg 700w, https:\/\/uhrc.in\/uhrc\/wp-content\/uploads\/2023\/09\/Women-savings-300x225.jpg 300w, https:\/\/uhrc.in\/uhrc\/wp-content\/uploads\/2023\/09\/Women-savings-768x576.jpg 768w, https:\/\/uhrc.in\/uhrc\/wp-content\/uploads\/2023\/09\/Women-savings-1536x1152.jpg 1536w, https:\/\/uhrc.in\/uhrc\/wp-content\/uploads\/2023\/09\/Women-savings-2048x1536.jpg 2048w, https:\/\/uhrc.in\/uhrc\/wp-content\/uploads\/2023\/09\/Women-savings-80x60.jpg 80w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><figcaption class=\"wp-element-caption\">Slum women are encouraged to collectively save to meet&nbsp;their needs\u200b<\/figcaption><\/figure>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-450","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/uhrc.in\/uhrc\/wp-json\/wp\/v2\/pages\/450","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uhrc.in\/uhrc\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/uhrc.in\/uhrc\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/uhrc.in\/uhrc\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/uhrc.in\/uhrc\/wp-json\/wp\/v2\/comments?post=450"}],"version-history":[{"count":0,"href":"https:\/\/uhrc.in\/uhrc\/wp-json\/wp\/v2\/pages\/450\/revisions"}],"wp:attachment":[{"href":"https:\/\/uhrc.in\/uhrc\/wp-json\/wp\/v2\/media?parent=450"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}